In many ways, it can be to your advantage as it gives you more time to work on your case, whereas your opposition, the lender, is probably too tied up in other foreclosure proceedings to use the extra time to their advantage.

Keep in mind that elongating the foreclosure process is not necessarily a bad thing. The Foreclosure Process May Take Longer If You Contest It By: Typically, you can expect 120 days to pass before an uncontested foreclosure is finalized. The specifics of your case and the court’s agenda may add or subtract a few weeks from the timeline. There is no set timeline for a foreclosure in PA. How Long Does the Foreclosure Process Take? Stay up to date on the current foreclosure and eviction process by visiting our blog. In most cases, the Court of Common Pleas in your county will have final jurisdiction, and may order that the property be sold as a publicly noticed sale. When the lender goes to court, this is called a judicial foreclosure proceeding and will rely on the court’s final judgement for resolution. If you fail to find a solution, or cannot find one that works for you, to stop the foreclosure, the lender will file a lawsuit against you to come up with the amount due. With the help of your lawyer, you can look for an alternative to foreclosure, such as bankruptcy, loan modifications, or bringing the actual validity of the foreclosure into question. Upon reception of the first notice, you may have anywhere between two and four months to come up with a way to stop the foreclosure proceeding and avoid it altogether.

Once the first letter is in your hand, you can start to figure out what the lender wants and how to challenge or delay it. This is also the time you should contact a knowledgeable foreclosure defense attorney. Before the lender starts foreclosure, they will generally have to send out two letters through the mail to notify you of their intent to begin foreclosure soon.

In Pennsylvania, the process of foreclosure commences after you, the borrower, becomes at least 60 days late on their mortgage payments. Breaking Down the Foreclosure Process and Timeline in PA Initial Notices Contact my firm as soon as possible by calling (610) 991-3321 and we can start you down the right path after an initial case evaluation. If you know you need help with the foreclosure process in Pennsylvania, do not delay in retaining the legal services you need.

The Sheriff 2 by M.R. Forbes